Books you can trust, and a plan for the year ahead.
Monthly books, cash flow forecasting, pricing, and planning for owner-run businesses, plus fractional finance leadership for companies that have outgrown a monthly close.
A finance function, without hiring one.
Most independent businesses run without anyone whose job is the numbers. The owner keeps the books when there's time, the tax preparer sees them once a year, and big decisions get made on instinct.
Instinct gets a business a long way. It's harder to rely on when the slow season runs long, costs keep rising, or a chance to grow comes up and you can't tell whether the business can carry it. That's the part we help with.
Questions we hear from owners.
"How do we get through the slow season?"
A cash flow forecast that shows the lean months coming, with enough notice to plan for them.
"Are we charging enough?"
Pricing and margin by product, service, or line, so you know which parts of the business make money and which don't.
"Can I trust my books?"
Clean, reconciled monthly books and a short monthly report you can read in a few minutes.
"Can we afford to grow?"
A new hire, a second location, or a major purchase, modeled before you commit to it.
"What is the business worth?"
A clear view of what drives the value of the business and how to build it, whether a sale is two years away or twenty.
Start with a clear picture, then decide how far to go.
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Financial Health Check
Where to startA focused review of your books, cash flow, pricing, and financial systems.
You get a written findings memo and a short list of what to fix first.
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Financial Foundation
6 to 10 week projectGetting the basics set up properly, once.
- Clean-up and reconciliation of the books
- A chart of accounts that fits how the business works
- A monthly close process
- A 13-week cash flow forecast
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The Maintenance Plan
OngoingKeeps it running. A monthly close review, a one-page monthly scorecard, cash flow forecast updates, and a regular check-in to talk through what the numbers say.
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The Growth Plan
OngoingPushes further. Everything in the Maintenance Plan, plus an annual budget, scenario modeling for major decisions, lender and investor materials, and quarterly planning.
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Special projects
Scoped individually- Exit readiness
- Lender and SBA loan packages
- LGBTBE certification support through NGLCC
- Standalone financial models
Ongoing plans are month-to-month with 30 days' notice.
Every engagement is scoped to your business, and we'll talk through fees once we understand what you need.
Keep your CPA and bookkeeper.
We work alongside them, not instead of them. They record and file the year that already happened. We help you plan the one ahead.
Fractional finance, for any business that needs it.
Executive-level financial leadership for companies that have outgrown a monthly close but aren't ready for a full-time finance executive. That might be an owner weighing a second location or a sale, or a funded company managing runway, growth, and investor expectations. We work as part of the leadership team for as long as the company needs it, and help hire the full-time finance lead when it's time.
Strategic finance & FP&A
Operating model, budget, forecasting, and cash or runway planning tied to whatever comes next: a raise, a big hire, or break-even.
Leadership & investor reporting
A consistent monthly and quarterly reporting package for leadership, lenders, and investors that they can follow without a call to explain it.
Fundraising & financing support
The financial model, data room, and financial narrative a raise, a loan, or a sale process needs.
Ownership & equity planning
A clean cap table, option pool or partner equity planning, and modeling of how a round, grant, or buy-in affects ownership.
When the answer isn't only in the numbers.
Sometimes the problem in the books starts somewhere else: customers who don't come back, a listing with the wrong hours, or a schedule that runs labor too high on slow days. That's our commercial operations work, and we stay to help fix it.